Private Pay Therapy Rates

Pricing Model Utilizing the Green Bottle Method developed by Alexis J. Cunningfolk

Full Bottle ($200-$250)

• I’m comfortably able to meet all my basic* needs.

• I may have some debt but can meet basic needs.

• I own my home or another property.

• I own a car.

• I’m employed or don’t need to work.

• I have regular access to healthcare.

• I have financial savings.

• I have investments.

• I have an expendable** income.

• I can always afford to buy new items.

• I can afford to travel for pleasure and take time off for rest/recreation.

 Mostly Full ($150-$200)

• I’m able to meet all my basic* needs

• I may have debt but can meet basic needs.

• I might have some financial stress about future needs.

• I own my home or rent a higher-end property.

• I own or lease a car.

• I am employed or self-employed.

• I have access to healthcare.

• I might have access to some financial savings.

• I have some expendable** income.

• I can take an annual vacation without financial burden. 

Half Full ($100-$150)

• I have stress about meeting basic* needs, but still regularly meet them.

• I have some debt.

• I am employed part-time or underemployed.

• I own or lease a car but am not always able to afford associated costs.

• I have limited access to healthcare.

• I have limited financial savings.

• I have limited expendable** income.

• I must actively save in order to take a vacation or time off.

• I have had to take off work for caregiving tasks.

Least Full ($50-$100)

• I stress about meeting basic* needs & don’t always meet them.

• I have debt and it sometimes prohibits me from meeting basic needs.

• I rent or have unstable housing.

• I own/lease a car but am not always able to afford gas or I have limited access to a car.

• I am not employed.

• I qualify for government assistance programs.

• I have Medicaid.

• I have no or limited expendable** income.

*Basic needs include food, housing, transportation.

**Expendable income might mean you can buy a coffee/tea at a shop, go to the movies, buy new clothes, books, and similar items regularly.

I also appreciate Embracing Equity’s encouragement “for individuals to move away from a binary model, embrace the messiness of moving toward economic justice”

Consider investing less if you…

• are supporting dependents

• have medical expenses not covered by insurance

• have immigration-related expenses

• are an elder with limited financial support

• are an unpaid community organizer

• are a returning individual who has been denied work due to incarceration history

• experience discrimination in hiring or pay level

• are descended from enslaved people or Native American Indians

Consider investing more if you…

• have investments, retirement accounts or inherited money

• have access to savings, family money, and resources in times of need

• work part-time or are unemployed by choice

• have a relatively high degree of earning power due to level of education

• regularly travel, engage in recreation activities, or subscribe to arts or sports events

Insurance:

We are able to accept Blue Cross Blue Shield at this time. We have been able to successfully bill some other plans as an out of network provider-but this all depends on your insurance.

I’d recommend asking these questions to your insurance provider to help determine your benefits: 

1. Does my health insurance plan include mental health benefits?

2. Do I have a deductible? If so, what is it and have I met it yet?

3. Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

4. Do I need written approval from my primary care physician in order for services to be covered?

Remember: You are responsible for knowing your insurance plan and coverage.